Simplify and reduce your business payment costs.

Welcome to PaymentPricing.com – The go-to guide for businesses to understand and compare payment costs and solutions.

Empowering businesses with Payment Solutions, Insight
and Comparison Tools.

We’re committed to providing you with valuable insights and tools that enable you to make informed decisions that simplify your payment processes and reduce your payment costs. Explore our comprehensive range of services designed for businesses of all sizes.

Payment Cost Analysis

Access personalised guidance to understand your current payment setup and identify areas for cost reduction.

Merchant Account Services

Let us evaluate your existing merchant accounts to find more compeititve fees and services tailored to your needs.

Payment Integrations

Discover how to leverage advanced payment technologies to streamline operations without breaking the bank.

Fee Structure Optimisation

Break down and understand your current payment fees, ensuring you pay only for the services you truly want and need.

Compliance & Security

Stay informed about the latest payment regulations and security standards to protect your business and your customers.

Understanding the complexity of payment pricing.

Payment pricing can be complex. We simplify it, helping you make informed, optimised decisions. Key components include:

Interchange Fees: Paid to cardholder’s bank per tansaction.

Scheme Fees: Charges for participating in payment networks like Visa & Mastercard.

Processing Fees: Costs for processing and settling payments.

Authorisation Fees: Charged each time a card is used amd authorised.

Success stories shared by
our customers.

See what our customers say about how we have helped them and their businesses to reduce the cost of their payments and gain access to tools that optimise their processes.

We reviewing our payment pricing we were shocked to find out that it had significantly increased over time. We used paymentpricing.com to significantly reduce our costs.

Cheeky Clucker

Restaurant

We reviewing our payment pricing we were shocked to find out that it had significantly increased over time. We used paymentpricing.com to significantly reduce our costs.

Café Cùil

Restaurant

Connect with us for tailored payment solutions.

Our team is ready to assist you in navigating the complexities of payment pricing. Reach out today to explore customised solutions for reducing costs and optimising your payment strategy.

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Find answers to common questions.

We’ve compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below then please get in touch.

What are interchange fees?

These are transaction fees paid to cardholder's banks for the services they provide, including issuing the card, processing the payment etc.

How can I lower my processing fees?

Compare payment processors and the costs of your payments; keep an eye on contract expiries and ensure you don’t move onto out of contract rates.

What are scheme fees?

These are fees charged by card networks (schemes) like Visa and Mastercard for managing and maintaining the payments network.

How I often should I review payment terms?

Annually or when your contract terms end. It’s not uncommon for payment processors to increase your processing fees when a contract term expires.

What’s the difference been interchange, scheme and processing fees?

Interchange fees go to banks, scheme fees go to the networks/schemes and processing fees go to the payment processor.

Can payment technology improve efficiency?

Yes, by streamlining transactions and reducing manual tasks. Some payment platforms connect to 3rd party services and software that help you to better manage your business.

Why do interchange and scheme fees vary?

They differ by card and transaction type. Typically interchange is more expensive for credit cards than debit cards, costs are also greater for online transactions because there is an increased risk of fraud when the customer is not present.

How can I find a cost effective payment processor?

Research, compare rates, and read reviews. You can also speak to experts like paymentpricing.com who can help you to better understand your payment costs and match your business with the most cost-effective provider.

Are there hidden fees in payment processing?

Yes, there can be. Look for setup, monthly, and compliance fees.

How do I ensure compliance with payment security standards?

Stay updated on PCI DSS requirements and conduct audits.