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The Merchant Category Code (MCC) 3401 is specifically designated for **Household Furniture & Furnishings**. This code categorizes businesses that sell and provide various types of furniture, home decor, and furnishings, making it a crucial identifier for payment processing and tax reporting purposes. By using MCC 3401, businesses in this sector can ensure accurate classification and compliance with industry standards, facilitating smoother transactions and more efficient financial management. This code is widely recognized by major payment networks, ensuring consistent handling of transactions across different card issuers and processors.