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**Merchant Category Code (MCC) 4722: Travel Agencies and Tour Operators**Merchant Category Code (MCC) 4722 is a specific identifier used in the payment processing industry to classify businesses primarily engaged in providing travel-related services. This MCC encompasses a wide range of activities, including traditional and online travel booking services, tour operations, and bundled travel packages that include transportation, accommodation, and sightseeing activities. Additionally, it covers other travel-related services such as travel insurance, visa assistance, and currency exchange services. Accurate assignment of MCC 4722 ensures proper transaction categorization, tailored interchange rates, tax compliance, risk management, and enhanced spending analysis for businesses in the travel and tour industry. This classification is crucial for secure and efficient payment processing, benefiting both merchants and the payment ecosystem by preventing unnecessary fees and streamlining financial operations.